Privacy Policy

Endeavor Financial Technologies ("Endeavor," "we," "us") is committed to protecting the privacy of our users. This Privacy Policy explains what information we collect, how we use it, and your rights.

1. Information We Collect

We collect the following categories of information:

• Account information: name, email, phone, password (hashed)
• Identity verification: date of birth, Social Security Number, government-issued ID
• Business information: legal name, EIN, address, ownership structure, formation documents
• Financial information: bank account data, transaction history, financial statements (provided directly or via integrations you authorize)
• Usage information: pages visited, actions taken, device and browser metadata

2. How We Use Your Information

• To provide and operate the Service
• To verify your identity and prevent fraud (KYC/KYB/BSA-AML compliance)
• To underwrite credit and match you with financing products
• To communicate with you about your account, applications, and offers
• To comply with legal and regulatory obligations
• To improve our Service through analytics

3. How We Share Your Information

We share information with:

• Sponsor banks and capital partners, when necessary to provide banking and lending products
• Service providers (cloud hosting, KYC/identity verification, document processing) under contract
• Government agencies and regulators when required by law
• Other parties you explicitly authorize

We do not sell your personal information.

4. Data Security

We use industry-standard safeguards including encryption in transit and at rest, access controls, and audit logging. No system is completely secure; if a security incident affects your information, we will notify you as required by applicable law.

5. Your Rights

Depending on your jurisdiction, you may have the right to:

• Access the personal information we hold about you
• Request correction of inaccurate information
• Request deletion of your information
• Receive a portable copy of your information
• Opt out of certain marketing communications

Submit requests to privacy@endeavor.io.

6. Children's Privacy

Our Service is not directed to individuals under 18. We do not knowingly collect information from children under 18.

7. Data Retention

We retain your information for as long as your account is active and as required by applicable financial-services laws (typically 5–7 years following account closure for transaction records).

8. Changes to This Policy

We may update this Privacy Policy. We will notify you of material changes and update the "Last updated" date above.

9. Contact

Questions or requests? Contact privacy@endeavor.io.

This Privacy Policy is subject to legal review and may be revised before public launch.